Project Description

Bankruptcy

LEGAL SERVICES

Millions of Americans are suffering from an overwhelming amount of debt, that they are struggling to repay.

If you or someone you know have fallen victim to this, then call us today!

At Calhoun Law we understand how serious accumulated debt can be and the repercussions it can have on your life and your family. Don’t let wage assignments, paycheck garnishments, repossession of your vehicle, or foreclosure of your home become your reality. Our staff is equipped with the knowledge and expertise needed to execute a successful bankruptcy for you.

Filing bankruptcy is an option but one that should not be taken lightly. That’s why at Calhoun Law we will evaluate your financial situation in its entirety and advise you of the best and most effective options for you. The United State Bankruptcy Code was put in place to give you a FRESH START. The average person who files for bankruptcy receives an increased credit score in the 12 months after receiving a successful discharge under Chapter 7.

Northwest Indiana Bankruptcy Lawyer
  • Prior 2 years of Tax Returns
  • Last 6 months of paystubs
  • All bills, credit card, and mortgage statements, debt collection letters, lawsuits and lawyer notices, credit reports: www.annualcreditreport.com, copy of deeds, mortgage statement, and judgment liens
  • If you have been divorced in past 3 years, a copy of divorce decree/property settlement

Stop Wage Garnishments

Indiana law allows for a judgment creditor to compel their employer to withhold a certain amount of their wages until the debt is fully paid. Filing under Chapter 7 or 13 can stop most garnishments immediately.

Stop Foreclosure Lawsuits

If you are facing a foreclosure action, filing under Chapter 13 can stop the foreclosing creditor dead in their tracks. Debt can be reorganized and put into a plan that is affordable for you to pay; eliminating the expense of fighting the foreclosure action and risk of losing your home.

Keep your Property and Possessions

Most people are under the impression that filing for bankruptcy forces you to lose everything you own. This is simply not true. Bankruptcy laws contain exemptions, which if used properly can help you retain your valuable items like your home, qualified retirement plans, and even your vehicle.

Stop Calls from Harassing Creditors

Upon filing bankruptcy, the Court provides what is called automatic stay protection. Creditors are no longer to call or harass you and must follow the strict guidelines mandated under the automatic stay.

Stop Vehicle Repossessions

Filing for bankruptcy gives you protection from the automatic stay, which prevents repossession agents from taking back your vehicle. Acting fast can get your vehicle back and at an even lower monthly payment.

Stop Lawsuits for Unpaid Debt

If you have been served with a notice to appear for a lawsuit or a creditor has obtained a judgment against you, once you file bankruptcy they are forbidden from taking any additional action pursuant to the Automatic Stay.

Eliminate Debt

Those that qualify to file under Chapter 7 will be able to eliminate all unsecured debts without the obligation to pay them back, giving you a fresh start!

Reinstate Driver’s License

Indiana Law allows for a creditor to suspend your driver’s license if they’ve received a judgment against you as a result of being uninsured. Filing bankruptcy can eliminate the debt and thereby satisfy the judgment, allowing you to get back on the road!

Schedule a Free Consultation.

Free yourself and become debt free.

Northwest Indiana Attorney at Law

I cannot say enough about Mr. Calhoun and his office.

My paycheck was being garnished and I was getting calls everyday from debt collectors. My license was suspended due to money owed which made paying off debt near impossible. He was able to have my debt wiped clean and got my license back.

Jake G.
Bankruptcy

Northwest Indiana Attorney at Law

I cannot say enough about Mr. Calhoun and his office.

My paycheck was being garnished and I was getting calls everyday from debt collectors. My license was suspended due to money owed which made paying off debt near impossible. He was able to have my debt wiped clean and got my license back.

Jake G.
Bankruptcy

Schedule a Free Consultation.

Free yourself and become debt free.